Unlock Larger Funding with Your Vision
Offer fundings from $10,000 to $1,000,000 secured by proof of business viability or research potential.
Why Offer a Secured Personal Funding?
Unlock bigger opportunities with flexible, collateral-backed funding.
Larger Funding Amounts
Access funds from $10,000 up to $1,000,000 using your business viability or research potential as collateral.
10% Remittance
A 10% remittance of the initial funding is expected at 3-year intervals, aligned with project milestones.
Foster Financial Growth
Support clients in achieving financial goals and building a strong track record through successful projects.
Fund a Secured Application in 3 Simple Steps
Receive Application
Applicants complete one application for both secured and unsecured funding options.
Verify Proof of Viability
If applicant qualifies, they provide details about their business plan or research proposal for verification.
Disburse Funds
Once approved, funds are deposited quickly into the applicant's bank account.
What do Applicants Need?
To qualify for a secured funding, applicants need to meet basic requirements and provide proof of business viability or research potential.
- ✅ Solid business plan or research proposal – Demonstrating clear objectives and feasibility
- ✅ High potential for success – Market viability, innovation, or social impact
- ✅ Meet all personal funding requirements – Age, ID, bank account, income proof
📊 Remittance Structure
10% of initial funding expected at 3-year intervals
This remittance model aligns incentives and ensures sustainable growth for both the funder and the recipient. It allows for larger funding amounts while maintaining a fair, performance-based approach.
Eligibility at a Glance
Secured vs. Traditional Funding
| Feature | Secured Funding | Traditional Unsecured |
|---|---|---|
| Maximum Amount | Up to $1,000,000 | Up to $100,000 |
| Collateral | Business viability / research proposal | None (credit-based) |
| Remittance Model | 10% every 3 years | Standard monthly payments |
| Ideal For | Researchers, startups, expansions | Personal expenses, small needs |
| Approval Focus | Project potential & feasibility | Credit history & income |
Success Stories with Secured Funding
"Our agricultural research project received $750,000 in secured funding. The 3-year remittance schedule aligned perfectly with our grant cycles."
— Dr. Amina D., Research Lead"As a tech startup with no assets, traditional banks rejected us. BRICS Mutual believed in our business plan and funded $500k. Now we're profitable."
— NextGen Robotics"The secured funding allowed us to scale our manufacturing. The 10% remittance every 3 years is manageable and fair."
— Cape Precision EngineeringFrequently asked questions
What qualifies as "proof of business viability"?
A solid business plan with market analysis, financial projections, and evidence of demand. For researchers: detailed proposal, methodology, and potential impact statement.
How does the 10% remittance work?
Every 3 years after disbursement, 10% of the original funding amount is remitted. This can be paid in installments or as a lump sum within that year.
What happens if my project fails?
We work with you to restructure. Secured funding is based on potential, but we also have support systems to help navigate challenges.
Can I apply for secured funding as an individual?
Yes. Individuals with strong business ideas or research projects are welcome. You'll need to present a formal proposal.
Ready to Fund a Bigger, Better Application?
A secured funding helps applicants achieve bigger goals. Start your journey today.
✔ Prequalification won't affect your credit score