Eligibility | BRICS Mutual Benefit
✅ Check Your Eligibility 📋 Simple Requirements

Do you qualify?

We believe in inclusive funding. See if you meet our simple criteria — most adults and businesses qualify.

ELIGIBILITY CRITERIA

Who Can Apply

Our funding is designed to be accessible to a wide range of individuals and businesses.

📋 Basic Requirements

✓ 18 years or older
✓ Valid National ID or Driver's license
✓ Active bank account
✓ Employed or steady income of $200+/month
✓ Can provide proof of income documentation
✓ South African or US resident (varies by product)

👥 We welcome applicants from all walks

Students Doctors/Nurses Farmers Traders Companies Teachers Civil Servants Entrepreneurs Researchers

No credit history? No problem. We consider your whole financial picture, not just a credit score.

Bad credit or blacklisted? We have specialized funding partners who work with clients under debt review or with past credit challenges.

🏢 Business Eligibility

✓ At least 1 year in business
✓ Registered business entity
✓ Business bank account
✓ Minimum monthly revenue of $5,000
✓ Valid business license / registration
✓ Tax compliance (where applicable)
WHAT YOU'LL NEED

Required Documents

Gather these documents before starting your application to speed up the process.

🪪 For Individuals

📇 Valid National ID or Driver's license (clear copy)
📄 Latest payslip(s) – last 3 months
🏦 Bank statement – last 3 months showing income deposits
📎 Proof of residence (utility bill not older than 3 months)
📞 Contact details (phone, email)

🏢 For Businesses

📑 Business registration certificate
📊 Last 6 months business bank statements
💰 Proof of annual revenue or financial statements
🆔 Director/owner ID documents
📋 Tax clearance / registration (if applicable)

🔒 For Secured Funding (Additional)

📈 Solid business plan (for business viability)
🔬 Research proposal (for research funding)
📊 Market analysis or feasibility study
⏱️ Project timeline and milestones
💰 Budget breakdown and funding use plan

💡 Tip: All documents can be uploaded digitally. We accept PDF, JPG, and PNG formats. Maximum file size: 10MB per document.

Start uploading documents →
CHECK YOUR OPTIONS

Prequalification Checker

See how much you may qualify for in 2 minutes — without affecting your credit score. Free and no obligation.

✅ Prequalification uses a soft credit check that does not affect your credit score.
✅ No commitment required. See your options before you apply.