Fuel Your Business Growth.
Business funding from $10,000 to $100,000,000. We support your vision with fast, flexible financing.
✅ Checking your options won't affect your credit score.
How can you use business funding?
From expansion to new opportunities — fuel your next phase.
Expansion
Open new locations, enter new markets
New Location
Brick-and-mortar or warehouse
Inventory
Bulk purchasing, supply chain
Marketing
Digital campaigns, brand building
New Opportunities
Acquisitions, R&D, equipment
Operations
Working capital, payroll, upgrades
Funding Tiers Based on Annual Revenue
$60,000+
Annual Revenue
Funding for growing businesses
$250,000+
Annual Revenue
Expansion capital
$1,000,000+
Annual Revenue
Enterprise level funding
*Remittance of 10% of initial funding every 3 years for certain secured tiers.
Why choose our business funding?
- ✅ Fast approval – Get a decision in as little as 24 hours
- ✅ Flexible terms – Repayment schedules that align with your business goals
- ✅ No collateral required* – Unsecured options for qualified businesses
- ✅ Competitive rates – Starting at 5% APR
- ✅ Dedicated account manager – Personalized support
Estimate your business payment
Estimated monthly payment
$1,887.12
Rates from 5% APR. Actual terms depend on business financials.
Does your business qualify?
Simple requirements to get started.
A simple path to your funds
Apply in minutes
Tell us about your business and how much you need.
Get a fast decision
Our team reviews and responds promptly.
Get your money
Funds deposited directly into your business account.
Business funding options
| Loan Amount | APR (from) | Repayment Term | Typical Use |
|---|---|---|---|
| $10,000 – $250,000 | 5% – 7% | 12 – 60 months | Working capital, equipment |
| $250,001 – $1,000,000 | 5% – 8% | 24 – 120 months | Expansion, inventory |
| $1,000,001 – $10,000,000 | 5% – 9% | 36 – 180 months | Acquisitions, scaling |
| $10,000,001 – $100,000,000 | Custom | Up to 240 months | Major projects, enterprise |
*Rates are examples; actual rate depends on credit assessment and business financials. No prepayment penalties.
What business owners say
"BRICS Mutual funded our expansion to a second location. The process was smooth and fast. Revenue has doubled in 8 months."
— Premium Logistics, JHB"We needed $500k for inventory before peak season. Approved in 48 hours. A game-changer for our retail chain."
— Style Collective, CPT"As a startup, traditional banks turned us down. BRICS Mutual believed in our vision. Now we employ 25 people."
— GreenTech SolutionsFrequently asked questions
What is the minimum time in business required?
We typically require at least 1 year of operating history. Exceptions may apply for startups with strong backing or collateral.
Do you offer funding for startups?
Yes, we have specialized programs for startups with solid business plans and proof of viability. Secured funding options are available.
How fast can I get the money?
Once approved, funds are deposited within 24-48 hours. Express options available for qualified applicants.
Can I pay off early without penalty?
Absolutely. No prepayment penalties. You can save on interest by paying early.
Ready to take your business to the next level?
Business funding can be the key to unlocking your next big opportunity. Apply today.
✔ Prequalification won't affect your credit score